{"id":144,"date":"2025-07-21T18:19:53","date_gmt":"2025-07-21T18:19:53","guid":{"rendered":"https:\/\/techsmoney.com\/?p=144"},"modified":"2025-07-21T18:19:54","modified_gmt":"2025-07-21T18:19:54","slug":"how-to-balance-saving-and-enjoying-life","status":"publish","type":"post","link":"https:\/\/techsmoney.com\/vi\/how-to-balance-saving-and-enjoying-life\/","title":{"rendered":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00e2n b\u1eb1ng gi\u1eefa ti\u1ebft ki\u1ec7m v\u00e0 t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng"},"content":{"rendered":"<p>M\u1ed9t trong nh\u1eefng th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t trong t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 t\u00ecm \u0111\u01b0\u1ee3c s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa vi\u1ec7c ti\u1ebft ki\u1ec7m cho t\u01b0\u01a1ng lai v\u00e0 t\u1eadn h\u01b0\u1edfng hi\u1ec7n t\u1ea1i. <\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 nghe l\u1eddi khuy\u00ean r\u1eb1ng n\u00ean c\u1eaft gi\u1ea3m m\u1ecdi chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n c\u1ea3m th\u1ea5y b\u1ef1c b\u1ed9i, ki\u1ec7t s\u1ee9c v\u00e0 m\u1ea5t \u0111i ni\u1ec1m vui m\u00e0 ti\u1ec1n b\u1ea1c mang l\u1ea1i. M\u1eb7t kh\u00e1c, chi ti\u00eau hoang ph\u00ed m\u00e0 kh\u00f4ng ti\u1ebft ki\u1ec7m c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn lo l\u1eafng, b\u1ecf l\u1ee1 m\u1ee5c ti\u00eau v\u00e0 c\u0103ng th\u1eb3ng l\u00e2u d\u00e0i.<\/p>\n\n\n\n<p>V\u1eady l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u1ea1o ra s\u1ef1 c\u00e2n b\u1eb1ng t\u00e0i ch\u00ednh l\u00e0nh m\u1ea1nh, v\u1eeba \u0111\u1ea3m b\u1ea3o an ninh v\u1eeba t\u1eadn h\u01b0\u1edfng tr\u1ecdn v\u1eb9n cu\u1ed9c s\u1ed1ng hi\u1ec7n t\u1ea1i?<\/p>\n\n\n\n<p>B\u00e0i vi\u1ebft n\u00e0y s\u1ebd h\u01b0\u1edbng d\u1eabn b\u1ea1n nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c thi\u1ebft th\u1ef1c gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u1ec1u \u0111\u1eb7n m\u00e0 v\u1eabn t\u1eadn h\u01b0\u1edfng \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec1u \u00fd ngh\u0129a. V\u1ea5n \u0111\u1ec1 kh\u00f4ng n\u1eb1m \u1edf s\u1ef1 hy sinh qu\u00e1 m\u1ee9c hay chi ti\u00eau v\u00f4 tr\u00e1ch nhi\u1ec7m, m\u00e0 l\u00e0 \u1edf vi\u1ec7c t\u1ea1o ra m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p b\u1ec1n v\u1eefng, c\u00f3 ch\u1ee7 \u0111\u00edch, h\u1ed7 tr\u1ee3 c\u1ea3 hi\u1ec7n t\u1ea1i v\u00e0 t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u1ea1i sao s\u1ef1 c\u00e2n b\u1eb1ng l\u1ea1i quan tr\u1ecdng<\/h2>\n\n\n\n<p>S\u1ef1 th\u1ecbnh v\u01b0\u1ee3ng v\u1ec1 t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf vi\u1ec7c c\u00f3 m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng l\u1edbn. N\u00f3 c\u00f2n n\u1eb1m \u1edf:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u1ea3m th\u1ea5y an to\u00e0n v\u00e0 b\u1ea3o m\u1eadt<\/li>\n\n\n\n<li>T\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y c\u1ee7a b\u1ea1n<\/li>\n\n\n\n<li>Theo \u0111u\u1ed5i c\u00e1c m\u1ee5c ti\u00eau c\u00f3 \u00fd ngh\u0129a<\/li>\n\n\n\n<li>Gi\u1ea3m c\u0103ng th\u1eb3ng v\u00e0 c\u1ea3m gi\u00e1c t\u1ed9i l\u1ed7i li\u00ean quan \u0111\u1ebfn ti\u1ec1n b\u1ea1c<\/li>\n<\/ul>\n\n\n\n<p>N\u1ebfu ch\u1ec9 t\u1eadp trung v\u00e0o vi\u1ec7c ti\u1ebft ki\u1ec7m, b\u1ea1n c\u00f3 nguy c\u01a1 ki\u1ec7t s\u1ee9c v\u00e0 thi\u1ebfu th\u1ed1n. N\u1ebfu ch\u1ec9 t\u1eadp trung v\u00e0o vi\u1ec7c t\u1eadn h\u01b0\u1edfng hi\u1ec7n t\u1ea1i, b\u1ea1n c\u00f3 nguy c\u01a1 h\u1ed1i ti\u1ebfc v\u00e0 b\u1ea5t an l\u00e2u d\u00e0i. S\u1ef1 c\u00e2n b\u1eb1ng cho ph\u00e9p b\u1ea1n t\u00edch l\u0169y c\u1ee7a c\u1ea3i m\u00e0 kh\u00f4ng ph\u1ea3i t\u1eeb b\u1ecf nh\u1eefng g\u00ec l\u00e0m n\u00ean gi\u00e1 tr\u1ecb cu\u1ed9c s\u1ed1ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 1: X\u00e1c \u0111\u1ecbnh \u201cT\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng\u201d c\u00f3 \u00fd ngh\u0129a g\u00ec v\u1edbi b\u1ea1n<\/h2>\n\n\n\n<p>H\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng c\u00e1ch t\u1ef1 h\u1ecfi \u0111i\u1ec1u g\u00ec th\u1ef1c s\u1ef1 mang l\u1ea1i cho b\u1ea1n h\u1ea1nh ph\u00fac v\u00e0 s\u1ef1 vi\u00ean m\u00e3n. H\u00e3y c\u1ee5 th\u1ec3. \u0110\u00f3 c\u00f3 ph\u1ea3i l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea1n \u0111ang \u0111i du l\u1ecbch \u0111\u1ebfn nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m m\u1edbi?<\/li>\n\n\n\n<li>\u0102n t\u1ed1i v\u1edbi b\u1ea1n b\u00e8?<\/li>\n\n\n\n<li>Tham gia l\u1edbp h\u1ecdc hay h\u1ecdc k\u1ef9 n\u0103ng m\u1edbi?<\/li>\n\n\n\n<li>B\u1ea1n \u0111ang c\u00f3 m\u1ed9t kh\u00f4ng gian nh\u00e0 \u1ea5m c\u00fang?<\/li>\n\n\n\n<li>Th\u1ec9nh tho\u1ea3ng t\u1ef1 th\u01b0\u1edfng cho m\u00ecnh?<\/li>\n<\/ul>\n\n\n\n<p>Bi\u1ebft \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb c\u00e1 nh\u00e2n c\u1ee7a m\u00ecnh s\u1ebd gi\u00fap b\u1ea1n chi ti\u00eau theo c\u00e1ch khi\u1ebfn b\u1ea1n c\u1ea3m th\u1ea5y tho\u1ea3i m\u00e1i\u2014kh\u00f4ng ch\u1ec9 l\u00e0 chi ti\u00eau b\u1ed1c \u0111\u1ed3ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 2: \u0110\u1eb7t m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m r\u00f5 r\u00e0ng v\u00e0 c\u00f3 \u00fd ngh\u0129a<\/h2>\n\n\n\n<p>Vi\u1ec7c ti\u1ebft ki\u1ec7m s\u1ebd tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n khi b\u1ea1n h\u01b0\u1edbng \u0111\u1ebfn m\u1ed9t \u0111i\u1ec1u g\u00ec \u0111\u00f3 c\u1ee5 th\u1ec3. Thay v\u00ec ti\u1ebft ki\u1ec7m ch\u1ec9 v\u00ec b\u1ea1n &quot;n\u00ean&quot;, h\u00e3y \u0111\u1eb7t ra nh\u1eefng m\u1ee5c ti\u00eau c\u1ee5 th\u1ec3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Qu\u1ef9 kh\u1ea9n c\u1ea5p $1.000<\/li>\n\n\n\n<li>3 th\u00e1ng chi ph\u00ed sinh ho\u1ea1t<\/li>\n\n\n\n<li>Chuy\u1ebfn \u0111i \u0111\u1ebfn \u0111i\u1ec3m \u0111\u1ebfn m\u01a1 \u01b0\u1edbc v\u00e0o n\u0103m sau<\/li>\n\n\n\n<li>Ti\u1ec1n \u0111\u1eb7t c\u1ecdc mua nh\u00e0<\/li>\n\n\n\n<li>B\u1eaft \u0111\u1ea7u m\u1ed9t c\u00f4ng vi\u1ec7c kinh doanh ph\u1ee5<\/li>\n<\/ul>\n\n\n\n<p>M\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n c\u00e0ng c\u1ee5 th\u1ec3 v\u00e0 c\u00e1 nh\u00e2n th\u00ec b\u1ea1n c\u00e0ng c\u00f3 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c ch\u00fang.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 3: S\u1eed d\u1ee5ng Quy t\u1eafc 80\/20 ho\u1eb7c 70\/20\/10<\/h2>\n\n\n\n<p>Nh\u1eefng m\u00f4 h\u00ecnh l\u1eadp ng\u00e2n s\u00e1ch n\u00e0y cho ph\u00e9p b\u1ea1n ti\u1ebft ki\u1ec7m m\u00e0 v\u1eabn c\u00f3 th\u1eddi gian \u0111\u1ec3 gi\u1ea3i tr\u00ed.<\/p>\n\n\n\n<p><strong>Quy t\u1eafc 80\/20<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80% thu nh\u1eadp c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 chi ti\u00eau (nhu c\u1ea7u v\u00e0 mong mu\u1ed1n)<\/li>\n\n\n\n<li>20% d\u00e0nh cho ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0<\/li>\n<\/ul>\n\n\n\n<p><strong>Quy t\u1eafc 70\/20\/10<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>70% \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u00e0 mong mu\u1ed1n<\/li>\n\n\n\n<li>20% \u0111\u1ec3 ti\u1ebft ki\u1ec7m<\/li>\n\n\n\n<li>10% \u0111\u1ec3 t\u1eb7ng ho\u1eb7c quy\u00ean g\u00f3p<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh nh\u1eefng kho\u1ea3n n\u00e0y d\u1ef1a tr\u00ean thu nh\u1eadp v\u00e0 m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc, sau \u0111\u00f3 m\u1edbi t\u1eadn h\u01b0\u1edfng nh\u1eefng g\u00ec c\u00f2n l\u1ea1i m\u00e0 kh\u00f4ng c\u1ea3m th\u1ea5y t\u1ed9i l\u1ed7i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 4: T\u1ef1 \u0111\u1ed9ng h\u00f3a vi\u1ec7c ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n<\/h2>\n\n\n\n<p>M\u1ed9t trong nh\u1eefng c\u00e1ch d\u1ec5 nh\u1ea5t \u0111\u1ec3 ti\u1ebft ki\u1ec7m m\u00e0 kh\u00f4ng c\u1ea3m th\u1ea5y b\u1ecb g\u00f2 b\u00f3 l\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a vi\u1ec7c ti\u1ebft ki\u1ec7m. H\u00e3y thi\u1ebft l\u1eadp ch\u1ebf \u0111\u1ed9 t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m m\u1ed7i k\u1ef3 l\u01b0\u01a1ng. B\u1eb1ng c\u00e1ch \u0111\u00f3, ti\u1ec1n s\u1ebd \u0111\u01b0\u1ee3c t\u00edch l\u0169y tr\u01b0\u1edbc c\u1ea3 khi b\u1ea1n k\u1ecbp ti\u00eau.<\/p>\n\n\n\n<p>B\u1eaft \u0111\u1ea7u v\u1edbi s\u1ed1 ti\u1ec1n nh\u1ecf n\u1ebfu c\u1ea7n\u2014$10 ho\u1eb7c $25 m\u1ed7i tu\u1ea7n, sau \u0111\u00f3 t\u0103ng d\u1ea7n theo th\u1eddi gian. Khi thu nh\u1eadp t\u0103ng l\u00ean, h\u00e3y t\u0103ng d\u1ea7n t\u1ef7 l\u1ec7 ti\u1ebft ki\u1ec7m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 5: T\u1ea1o ng\u00e2n s\u00e1ch \u201cChi ti\u00eau vui v\u1ebb\u201d<\/h2>\n\n\n\n<p>Kh\u00f4ng ph\u1ea3i \u0111\u1ed3ng n\u00e0o c\u0169ng ph\u1ea3i d\u00f9ng \u0111\u1ec3 chi tr\u1ea3 h\u00f3a \u0111\u01a1n hay ti\u1ebft ki\u1ec7m. H\u00e3y d\u00e0nh ra m\u1ed9t kho\u1ea3n ti\u1ec1n c\u1ee5 th\u1ec3 h\u00e0ng th\u00e1ng cho nh\u1eefng th\u00fa vui thu\u1ea7n t\u00fay m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 chi ti\u00eau cho b\u1ea5t c\u1ee9 \u0111i\u1ec1u g\u00ec mang l\u1ea1i ni\u1ec1m vui cho b\u1ea1n m\u00e0 kh\u00f4ng ph\u1ea3i c\u1ea3m th\u1ea5y t\u1ed9i l\u1ed7i.<\/p>\n\n\n\n<p>C\u00f3 th\u1ec3 l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Qu\u00e1n c\u00e0 ph\u00ea<\/li>\n\n\n\n<li>S\u1edf th\u00edch<\/li>\n\n\n\n<li>Chuy\u1ebfn \u0111i cu\u1ed1i tu\u1ea7n<\/li>\n\n\n\n<li>Qu\u1ea7n \u00e1o m\u1edbi<\/li>\n\n\n\n<li>D\u1ecbch v\u1ee5 ph\u00e1t tr\u1ef1c tuy\u1ebfn<\/li>\n<\/ul>\n\n\n\n<p>Ch\u00eca kh\u00f3a n\u1eb1m \u1edf \u00fd \u0111\u1ecbnh. Khi b\u1ea1n l\u1eadp ng\u00e2n s\u00e1ch cho ni\u1ec1m vui, b\u1ea1n s\u1ebd lo\u1ea1i b\u1ecf \u0111\u01b0\u1ee3c c\u0103ng th\u1eb3ng khi mua s\u1eafm t\u00f9y h\u1ee9ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 6: Tr\u00e1nh b\u1eaby &quot;T\u1ea5t c\u1ea3 ho\u1eb7c kh\u00f4ng c\u00f3 g\u00ec&quot;<\/h2>\n\n\n\n<p>B\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i l\u1ef1a ch\u1ecdn gi\u1eefa ti\u1ebft ki\u1ec7m hay t\u1eadn h\u01b0\u1edfng. B\u1ea1n c\u00f3 th\u1ec3 ra ngo\u00e0i \u0103n. <em>V\u00e0<\/em> ti\u1ebft ki\u1ec7m cho m\u1ed9t k\u1ef3 ngh\u1ec9. B\u1ea1n c\u00f3 th\u1ec3 mua v\u00e9 h\u00f2a nh\u1ea1c <em>V\u00e0<\/em> l\u00e0m vi\u1ec7c v\u1edbi qu\u1ef9 kh\u1ea9n c\u1ea5p c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p>Ch\u00eca kh\u00f3a \u1edf \u0111\u00e2y l\u00e0 s\u1ef1 \u0111i\u1ec1u \u0111\u1ed9. Thay v\u00ec n\u00f3i &quot;T\u00f4i kh\u00f4ng \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3 cho b\u1ea5t c\u1ee9 \u0111i\u1ec1u g\u00ec th\u00fa v\u1ecb&quot;, h\u00e3y th\u1eed n\u00f3i &quot;\u0110\u1ec3 t\u00f4i l\u00ean k\u1ebf ho\u1ea1ch s\u1eafp x\u1ebfp ch\u1ed7 cho c\u1ea3 hai&quot;.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 7: Xem x\u00e9t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh h\u00e0ng th\u00e1ng<\/h2>\n\n\n\n<p>V\u00e0o cu\u1ed1i m\u1ed7i th\u00e1ng, h\u00e3y d\u00e0nh th\u1eddi gian \u0111\u1ec3 ki\u1ec3m tra:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea1n \u0111\u00e3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c bao nhi\u00eau<\/li>\n\n\n\n<li>B\u1ea1n \u0111\u00e3 chi bao nhi\u00eau cho ni\u1ec1m vui<\/li>\n\n\n\n<li>N\u1ebfu chi ti\u00eau c\u1ee7a b\u1ea1n ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c gi\u00e1 tr\u1ecb c\u1ee7a b\u1ea1n<\/li>\n<\/ul>\n\n\n\n<p>Th\u00f3i quen n\u00e0y gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng c\u1ea3i thi\u1ec7n nh\u1ecf v\u00e0 duy tr\u00ec s\u1ef1 c\u00e2n b\u1eb1ng. N\u1ebfu b\u1ea1n chi ti\u00eau qu\u00e1 m\u1ee9c trong m\u1ed9t th\u00e1ng, h\u00e3y \u0111i\u1ec1u ch\u1ec9nh v\u00e0o th\u00e1ng ti\u1ebfp theo. Kh\u00f4ng c\u00f3 c\u1ea3m gi\u00e1c t\u1ed9i l\u1ed7i, ch\u1ec9 c\u00f3 s\u1ef1 ti\u1ebfn b\u1ed9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 8: T\u1eadp trung v\u00e0o s\u1ef1 ti\u1ebfn b\u1ed9, kh\u00f4ng ph\u1ea3i s\u1ef1 ho\u00e0n h\u1ea3o<\/h2>\n\n\n\n<p>S\u1ebd c\u00f3 nh\u1eefng th\u00e1ng b\u1ea1n ph\u1ea3i chi ti\u00eau b\u1ea5t ng\u1edd ho\u1eb7c chi ti\u00eau nhi\u1ec1u h\u01a1n d\u1ef1 \u0111\u1ecbnh. \u0110i\u1ec1u \u0111\u00f3 kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n \u0111\u00e3 th\u1ea5t b\u1ea1i. C\u00e2n b\u1eb1ng t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i l\u00e0 nh\u1eefng quy t\u1eafc c\u1ee9ng nh\u1eafc m\u00e0 l\u00e0 nh\u1eefng th\u00f3i quen b\u1ec1n b\u1ec9 theo th\u1eddi gian.<\/p>\n\n\n\n<p>\u0102n m\u1eebng nh\u1eefng chi\u1ebfn th\u1eafng nh\u1ecf:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cTh\u00e1ng n\u00e0y t\u00f4i ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u h\u01a1n th\u00e1ng tr\u01b0\u1edbc\u201d<\/li>\n\n\n\n<li>\u201cT\u00f4i kh\u00f4ng c\u1ea3m th\u1ea5y t\u1ed9i l\u1ed7i v\u1ec1 chuy\u1ebfn \u0111i cu\u1ed1i tu\u1ea7n c\u1ee7a m\u00ecnh\u201d<\/li>\n\n\n\n<li>\u201cCu\u1ed1i c\u00f9ng t\u00f4i c\u0169ng b\u1eaft \u0111\u1ea7u l\u1eadp qu\u1ef9 kh\u1ea9n c\u1ea5p \u0111\u00f3\u201d<\/li>\n<\/ul>\n\n\n\n<p>Nh\u1eefng chi\u1ebfn th\u1eafng n\u00e0y t\u1ea1o n\u00ean \u0111\u1ed9ng l\u1ef1c v\u00e0 s\u1ef1 t\u1ef1 tin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u01b0\u1edbc 9: Th\u1ef1c h\u00e0nh l\u00f2ng bi\u1ebft \u01a1n v\u00e0 chi ti\u00eau c\u00f3 \u00fd th\u1ee9c<\/h2>\n\n\n\n<p>\u0110\u00f4i khi ch\u00fang ta c\u1ee9 ch\u1ea1y theo nh\u1eefng th\u1ee9 xa x\u1ec9, ngh\u0129 r\u1eb1ng n\u00f3 s\u1ebd mang l\u1ea1i h\u1ea1nh ph\u00fac. Nh\u01b0ng ni\u1ec1m vui th\u1ef1c s\u1ef1 th\u01b0\u1eddng \u0111\u1ebfn t\u1eeb vi\u1ec7c tr\u00e2n tr\u1ecdng nh\u1eefng g\u00ec m\u00ecnh \u0111ang c\u00f3.<\/p>\n\n\n\n<p>H\u00e3y th\u1eed h\u1ecfi tr\u01b0\u1edbc khi mua b\u1ea5t k\u1ef3 th\u1ee9 g\u00ec:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u n\u00e0y c\u00f3 h\u1ed7 tr\u1ee3 m\u1ee5c ti\u00eau c\u1ee7a t\u00f4i kh\u00f4ng?<\/li>\n\n\n\n<li>Li\u1ec7u t\u00f4i c\u00f3 c\u00f2n coi tr\u1ecdng th\u00e1ng n\u00e0y n\u1eefa kh\u00f4ng?<\/li>\n\n\n\n<li>C\u00f3 c\u00e1ch n\u00e0o \u00edt t\u1ed1n k\u00e9m h\u01a1n m\u00e0 v\u1eabn \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 h\u00e0i l\u00f2ng nh\u01b0 v\u1eady kh\u00f4ng?<\/li>\n<\/ul>\n\n\n\n<p>Chi ti\u00eau c\u00f3 \u00fd th\u1ee9c gi\u00fap b\u1ea1n tr\u00e1nh h\u1ed1i ti\u1ebfc v\u00e0 \u0111\u01b0a ra nh\u1eefng l\u1ef1a ch\u1ecdn th\u1ef1c s\u1ef1 ph\u00f9 h\u1ee3p v\u1edbi cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Suy ngh\u0129 cu\u1ed1i c\u00f9ng: B\u1ea1n x\u1ee9ng \u0111\u00e1ng c\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 an to\u00e0n v\u00e0 ni\u1ec1m vui<\/h2>\n\n\n\n<p>B\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i hy sinh hi\u1ec7n t\u1ea1i \u0111\u1ec3 x\u00e2y d\u1ef1ng t\u01b0\u01a1ng lai. V\u00e0 b\u1ea1n c\u0169ng kh\u00f4ng c\u1ea7n ph\u1ea3i b\u1ecf b\u00ea t\u01b0\u01a1ng lai \u0111\u1ec3 t\u1eadn h\u01b0\u1edfng hi\u1ec7n t\u1ea1i. B\u1ea1n c\u00f3 th\u1ec3 v\u00e0 n\u00ean c\u00f3 c\u1ea3 hai.<\/p>\n\n\n\n<p>S\u1ef1 c\u00e2n b\u1eb1ng t\u00e0i ch\u00ednh n\u1eb1m \u1edf nh\u1eadn th\u1ee9c, ch\u1ee9 kh\u00f4ng ph\u1ea3i s\u1ef1 h\u1ea1n ch\u1ebf. N\u00f3 n\u1eb1m \u1edf vi\u1ec7c l\u1ef1a ch\u1ecdn c\u00e1ch chi ti\u00eau ti\u1ec1n sao cho n\u00f3 ph\u1ee5c v\u1ee5 b\u1ea1n ch\u1ee9 kh\u00f4ng ph\u1ea3i ki\u1ec3m so\u00e1t b\u1ea1n.<\/p>\n\n\n\n<p>H\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb nh\u1eefng \u0111i\u1ec1u nh\u1ecf nh\u1eb7t. H\u00e3y t\u1eed t\u1ebf v\u1edbi ch\u00ednh m\u00ecnh. V\u00e0 tin t\u01b0\u1edfng r\u1eb1ng v\u1edbi nh\u1eefng th\u00f3i quen \u0111\u00fang \u0111\u1eafn, b\u1ea1n c\u00f3 th\u1ec3 x\u00e2y d\u1ef1ng m\u1ed9t cu\u1ed9c s\u1ed1ng v\u1eeba c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1eeba vui v\u1ebb.<\/p>","protected":false},"excerpt":{"rendered":"<p>M\u1ed9t trong nh\u1eefng th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 t\u00ecm ki\u1ebfm s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa ti\u1ebft ki\u1ec7m cho t\u01b0\u01a1ng lai v\u00e0 t\u1eadn h\u01b0\u1edfng hi\u1ec7n t\u1ea1i. B\u1ea1n c\u00f3 th\u1ec3 nghe l\u1eddi khuy\u00ean r\u1eb1ng n\u00ean c\u1eaft gi\u1ea3m m\u1ecdi chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n c\u1ea3m th\u1ea5y th\u1ea5t v\u1ecdng, ki\u1ec7t s\u1ee9c v\u00e0 m\u1ea5t \u0111i ni\u1ec1m vui m\u00e0 ti\u1ec1n b\u1ea1c mang l\u1ea1i. M\u1eb7t kh\u00e1c,\u2026 <a title=\"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00e2n b\u1eb1ng gi\u1eefa ti\u1ebft ki\u1ec7m v\u00e0 t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng\" class=\"read-more\" href=\"https:\/\/techsmoney.com\/vi\/how-to-balance-saving-and-enjoying-life\/\" aria-label=\"\u0110\u1ecdc th\u00eam v\u1ec1 How to Balance Saving and Enjoying Life\">\u0110\u1ecdc ti\u1ebfp<\/a><\/p>","protected":false},"author":2,"featured_media":145,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[31,16,7,15],"class_list":["post-144","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-beginners","tag-beginners","tag-for-beginners","tag-money","tag-tips"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts\/144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/comments?post=144"}],"version-history":[{"count":1,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts\/144\/revisions"}],"predecessor-version":[{"id":146,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts\/144\/revisions\/146"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/media\/145"}],"wp:attachment":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/media?parent=144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/categories?post=144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/tags?post=144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}