{"id":165,"date":"2025-07-22T19:09:05","date_gmt":"2025-07-22T19:09:05","guid":{"rendered":"https:\/\/techsmoney.com\/?p=165"},"modified":"2025-07-22T19:09:05","modified_gmt":"2025-07-22T19:09:05","slug":"how-to-set-financial-goals-and-achieve-them-2","status":"publish","type":"post","link":"https:\/\/techsmoney.com\/vi\/how-to-set-financial-goals-and-achieve-them-2\/","title":{"rendered":"C\u00e1ch \u0111\u1eb7t m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c ch\u00fang"},"content":{"rendered":"<p>\u0110\u1eb7t m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Cho d\u00f9 b\u1ea1n mu\u1ed1n ti\u1ebft ki\u1ec7m cho m\u1ed9t kho\u1ea3n mua s\u1eafm l\u1edbn, tr\u1ea3 h\u1ebft n\u1ee3 hay ngh\u1ec9 h\u01b0u s\u1edbm, vi\u1ec7c c\u00f3 nh\u1eefng m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng v\u00e0 kh\u1ea3 thi s\u1ebd gi\u00fap b\u1ea1n lu\u00f4n c\u00f3 \u0111\u1ed9ng l\u1ef1c v\u00e0 \u0111i \u0111\u00fang h\u01b0\u1edbng. Ch\u00eca kh\u00f3a \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh l\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch, duy tr\u00ec k\u1ef7 lu\u1eadt v\u00e0 li\u00ean t\u1ee5c \u0111\u00e1nh gi\u00e1 ti\u1ebfn \u0111\u1ed9. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang ta s\u1ebd t\u00ecm hi\u1ec3u c\u00e1ch \u0111\u1eb7t ra c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u00f3 \u00fd ngh\u0129a v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c ch\u00fang.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Hi\u1ec3u t\u1ea7m quan tr\u1ecdng c\u1ee7a m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh<\/h3>\n\n\n\n<p>Vi\u1ec7c c\u00f3 m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ecbnh h\u01b0\u1edbng r\u00f5 r\u00e0ng cho s\u1ed1 ti\u1ec1n c\u1ee7a m\u00ecnh. N\u1ebfu kh\u00f4ng c\u00f3 m\u1ee5c ti\u00eau, b\u1ea1n r\u1ea5t d\u1ec5 ti\u00eau ti\u1ec1n v\u00f4 \u0111\u1ecbnh v\u00e0 b\u1ecf l\u1ee1 c\u01a1 h\u1ed9i ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 t\u00edch l\u0169y t\u00e0i s\u1ea3n. M\u1ee5c ti\u00eau t\u00e0i ch\u00ednh s\u1ebd gi\u00fap b\u1ea1n c\u00f3 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 ph\u1ea5n \u0111\u1ea5u, d\u00f9 l\u00e0 ti\u1ebft ki\u1ec7m cho qu\u1ef9 kh\u1ea9n c\u1ea5p, tr\u1ea3 n\u1ee3 hay x\u00e2y d\u1ef1ng qu\u1ef9 h\u01b0u tr\u00ed.<\/p>\n\n\n\n<p>B\u1eb1ng c\u00e1ch \u0111\u1eb7t m\u1ee5c ti\u00eau, b\u1ea1n c\u00f3 th\u1ec3 \u01b0u ti\u00ean chi ti\u00eau v\u00e0 ti\u1ebft ki\u1ec7m, gi\u00fap b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh t\u1ed1t h\u01a1n. M\u1ee5c ti\u00eau c\u0169ng mang l\u1ea1i cho b\u1ea1n c\u1ea3m gi\u00e1c th\u00e0nh t\u1ef1u khi \u0111\u1ea1t \u0111\u01b0\u1ee3c, gi\u00fap b\u1ea1n lu\u00f4n c\u00f3 \u0111\u1ed9ng l\u1ef1c v\u00e0 t\u1eadp trung.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u0110\u1eb7t m\u1ee5c ti\u00eau TH\u00d4NG MINH<\/h3>\n\n\n\n<p>\u0110\u1ec3 l\u00e0m cho m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n hi\u1ec7u qu\u1ea3 h\u01a1n, ch\u00fang n\u00ean <strong>TH\u00d4NG MINH<\/strong>: C\u1ee5 th\u1ec3, \u0110o l\u01b0\u1eddng \u0111\u01b0\u1ee3c, C\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c, C\u00f3 li\u00ean quan v\u00e0 C\u00f3 gi\u1edbi h\u1ea1n th\u1eddi gian. H\u00e3y c\u00f9ng ph\u00e2n t\u00edch \u00fd ngh\u0129a c\u1ee7a t\u1eebng y\u1ebfu t\u1ed1 n\u00e0y:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>C\u1ee5 th\u1ec3<\/strong>: M\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n n\u00ean r\u00f5 r\u00e0ng v\u00e0 c\u1ee5 th\u1ec3. Thay v\u00ec n\u00f3i &quot;T\u00f4i mu\u1ed1n ti\u1ebft ki\u1ec7m nhi\u1ec1u ti\u1ec1n h\u01a1n&quot;, h\u00e3y \u0111\u1eb7t ra m\u1ed9t m\u1ee5c ti\u00eau c\u1ee5 th\u1ec3, ch\u1eb3ng h\u1ea1n nh\u01b0 &quot;T\u00f4i mu\u1ed1n ti\u1ebft ki\u1ec7m $5.000 cho qu\u1ef9 kh\u1ea9n c\u1ea5p&quot;.<\/li>\n\n\n\n<li><strong>C\u00f3 th\u1ec3 \u0111o l\u01b0\u1eddng \u0111\u01b0\u1ee3c<\/strong>: M\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n ph\u1ea3i c\u00f3 th\u1ec3 \u0111o l\u01b0\u1eddng \u0111\u01b0\u1ee3c, ngh\u0129a l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 theo d\u00f5i ti\u1ebfn \u0111\u1ed9 c\u1ee7a m\u00ecnh. V\u00ed d\u1ee5, thay v\u00ec n\u00f3i &quot;T\u00f4i mu\u1ed1n tr\u1ea3 h\u1ebft n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng&quot;, h\u00e3y n\u00f3i &quot;T\u00f4i mu\u1ed1n tr\u1ea3 h\u1ebft n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng $3.000 v\u00e0o cu\u1ed1i n\u0103m nay&quot;.<\/li>\n\n\n\n<li><strong>C\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c<\/strong>: M\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n ph\u1ea3i th\u1ef1c t\u1ebf v\u00e0 kh\u1ea3 thi. \u0110\u1eb7t m\u1ee5c ti\u00eau qu\u00e1 tham v\u1ecdng c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn th\u1ea5t v\u1ecdng. V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n c\u00f3 kho\u1ea3n n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng $20.000, vi\u1ec7c tr\u1ea3 h\u1ebft trong v\u00e0i th\u00e1ng c\u00f3 th\u1ec3 kh\u00f4ng th\u1ef1c t\u1ebf. H\u00e3y chia nh\u1ecf m\u1ee5c ti\u00eau th\u00e0nh c\u00e1c m\u1ee5c ti\u00eau nh\u1ecf h\u01a1n, d\u1ec5 qu\u1ea3n l\u00fd h\u01a1n.<\/li>\n\n\n\n<li><strong>Li\u00ean quan<\/strong>: M\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n n\u00ean ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n. V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n \u0111ang ti\u1ebft ki\u1ec7m cho m\u1ed9t k\u1ef3 ngh\u1ec9 nh\u01b0ng ch\u01b0a x\u00e2y d\u1ef1ng qu\u1ef9 kh\u1ea9n c\u1ea5p, h\u00e3y t\u1eadp trung x\u00e2y d\u1ef1ng qu\u1ef9 kh\u1ea9n c\u1ea5p tr\u01b0\u1edbc.<\/li>\n\n\n\n<li><strong>C\u00f3 gi\u1edbi h\u1ea1n th\u1eddi gian<\/strong>: M\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n n\u00ean c\u00f3 th\u1eddi h\u1ea1n r\u00f5 r\u00e0ng. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n duy tr\u00ec \u0111\u1ed9ng l\u1ef1c v\u00e0 c\u1ea3m th\u1ea5y c\u1ea5p b\u00e1ch. V\u00ed d\u1ee5: &quot;T\u00f4i mu\u1ed1n ti\u1ebft ki\u1ec7m $10.000 \u0111\u1ec3 tr\u1ea3 tr\u01b0\u1edbc cho m\u1ed9t c\u0103n nh\u00e0 trong 18 th\u00e1ng t\u1edbi.&quot;<\/li>\n<\/ul>\n\n\n\n<p>S\u1eed d\u1ee5ng khu\u00f4n kh\u1ed5 SMART gi\u00fap \u0111\u1ea3m b\u1ea3o m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n r\u00f5 r\u00e0ng, c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c v\u00e0 c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c, t\u1eeb \u0111\u00f3 t\u0103ng c\u01a1 h\u1ed9i th\u00e0nh c\u00f4ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Chia nh\u1ecf c\u00e1c m\u1ee5c ti\u00eau l\u1edbn th\u00e0nh c\u00e1c b\u01b0\u1edbc nh\u1ecf h\u01a1n<\/h3>\n\n\n\n<p>\u0110\u00f4i khi, c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u00f3 v\u1ebb qu\u00e1 s\u1ee9c, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi ch\u00fang l\u1edbn ho\u1eb7c d\u00e0i h\u1ea1n. V\u00ed d\u1ee5, ti\u1ebft ki\u1ec7m cho h\u01b0u tr\u00ed ho\u1eb7c tr\u1ea3 h\u1ebft m\u1ed9t kho\u1ea3n n\u1ee3 l\u1edbn c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t nhi\u1ec7m v\u1ee5 kh\u00f3 kh\u0103n. \u0110\u1ec3 d\u1ec5 d\u00e0ng \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng m\u1ee5c ti\u00eau n\u00e0y h\u01a1n, h\u00e3y chia nh\u1ecf ch\u00fang th\u00e0nh c\u00e1c b\u01b0\u1edbc nh\u1ecf h\u01a1n, d\u1ec5 qu\u1ea3n l\u00fd h\u01a1n.<\/p>\n\n\n\n<p>V\u00ed d\u1ee5, n\u1ebfu m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n l\u00e0 ti\u1ebft ki\u1ec7m $10.000 \u0111\u1ec3 tr\u1ea3 tr\u01b0\u1edbc ti\u1ec1n nh\u00e0, h\u00e3y chia nh\u1ecf th\u00e0nh c\u00e1c m\u1ee5c ti\u00eau h\u00e0ng th\u00e1ng ho\u1eb7c h\u00e0ng tu\u1ea7n. N\u1ebfu b\u1ea1n c\u1ea7n ti\u1ebft ki\u1ec7m $10.000 trong m\u1ed9t n\u0103m, t\u1ee9c l\u00e0 kho\u1ea3ng $833 m\u1ed7i th\u00e1ng. N\u1ebfu kh\u00f4ng \u0111\u1ee7 kh\u1ea3 n\u0103ng, h\u00e3y c\u00e2n nh\u1eafc k\u00e9o d\u00e0i th\u1eddi gian ho\u1eb7c gi\u1ea3m nh\u1eb9 m\u1ee5c ti\u00eau.<\/p>\n\n\n\n<p>Chia nh\u1ecf c\u00e1c m\u1ee5c ti\u00eau l\u1edbn th\u00e0nh c\u00e1c b\u01b0\u1edbc nh\u1ecf h\u01a1n s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c ti\u1ebfn b\u1ed9 \u1ed5n \u0111\u1ecbnh v\u00e0 c\u1ea3m th\u1ea5y th\u00e0nh t\u1ef1u trong su\u1ed1t qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n, t\u1eeb \u0111\u00f3 gi\u00fap b\u1ea1n lu\u00f4n c\u00f3 \u0111\u1ed9ng l\u1ef1c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. T\u1ea1o ng\u00e2n s\u00e1ch v\u00e0 theo d\u00f5i ti\u1ebfn \u0111\u1ed9 c\u1ee7a b\u1ea1n<\/h3>\n\n\n\n<p>Sau khi \u0111\u1eb7t ra m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh, b\u01b0\u1edbc ti\u1ebfp theo l\u00e0 l\u1eadp ng\u00e2n s\u00e1ch gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau. Ng\u00e2n s\u00e1ch r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o chi ti\u00eau ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau. N\u00f3 cho ph\u00e9p b\u1ea1n ph\u00e2n b\u1ed5 ti\u1ec1n cho c\u00e1c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 tr\u1ea3 n\u1ee3, \u0111\u1ed3ng th\u1eddi theo d\u00f5i ti\u1ebfn \u0111\u1ed9 th\u1ef1c hi\u1ec7n.<\/p>\n\n\n\n<p>B\u1eaft \u0111\u1ea7u b\u1eb1ng c\u00e1ch li\u1ec7t k\u00ea t\u1ea5t c\u1ea3 c\u00e1c ngu\u1ed3n thu nh\u1eadp v\u00e0 chi ti\u00eau h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n. Sau \u0111\u00f3, l\u1ea5y thu nh\u1eadp tr\u1eeb \u0111i chi ti\u00eau \u0111\u1ec3 xem b\u1ea1n c\u00f2n l\u1ea1i bao nhi\u00eau ti\u1ec1n cho vi\u1ec7c ti\u1ebft ki\u1ec7m v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng li\u00ean quan \u0111\u1ebfn m\u1ee5c ti\u00eau. N\u1ebfu thu nh\u1eadp kh\u00f4ng \u0111\u1ee7 \u0111\u00e1p \u1ee9ng c\u00e1c m\u1ee5c ti\u00eau, h\u00e3y t\u00ecm c\u00e1ch c\u1eaft gi\u1ea3m c\u00e1c kho\u1ea3n chi ti\u00eau kh\u00f4ng c\u1ea7n thi\u1ebft ho\u1eb7c t\u00ecm th\u00eam c\u00e1c ngu\u1ed3n thu nh\u1eadp kh\u00e1c.<\/p>\n\n\n\n<p>Vi\u1ec7c theo d\u00f5i ti\u1ebfn \u0111\u1ed9 c\u0169ng r\u1ea5t quan tr\u1ecdng. H\u00e3y th\u01b0\u1eddng xuy\u00ean xem l\u1ea1i m\u1ee5c ti\u00eau v\u00e0 theo d\u00f5i s\u1ed1 ti\u1ec1n b\u1ea1n \u0111\u00e3 ti\u1ebft ki\u1ec7m ho\u1eb7c tr\u1ea3 h\u1ebft. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n \u0111i \u0111\u00fang h\u01b0\u1edbng v\u00e0 \u0111i\u1ec1u ch\u1ec9nh n\u1ebfu c\u1ea7n thi\u1ebft.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Gi\u1eef k\u1ef7 lu\u1eadt v\u00e0 t\u1eadp trung<\/h3>\n\n\n\n<p>\u0110\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh \u0111\u00f2i h\u1ecfi t\u00ednh k\u1ef7 lu\u1eadt. B\u1ea1n r\u1ea5t d\u1ec5 b\u1ecb ph\u00e2n t\u00e2m ho\u1eb7c b\u1ecb c\u00e1m d\u1ed7 b\u1edfi vi\u1ec7c chi ti\u00eau v\u00e0o nh\u1eefng th\u1ee9 kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau. V\u00ed d\u1ee5, b\u1ea1n c\u00f3 th\u1ec3 \u0111ang ti\u1ebft ki\u1ec7m cho m\u1ed9t chuy\u1ebfn du l\u1ecbch, nh\u01b0ng m\u1ed9t \u0111\u1ee3t gi\u1ea3m gi\u00e1 ch\u1edbp nho\u00e1ng cho m\u1ed9t thi\u1ebft b\u1ecb m\u1edbi c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n ti\u00eau h\u1ebft s\u1ed1 ti\u1ec1n ti\u1ebft ki\u1ec7m \u0111\u00f3.<\/p>\n\n\n\n<p>\u0110\u1ec3 duy tr\u00ec k\u1ef7 lu\u1eadt, h\u00e3y t\u1ef1 nh\u1eafc nh\u1edf b\u1ea3n th\u00e2n l\u00fd do b\u1ea1n \u0111ang n\u1ed7 l\u1ef1c h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau ngay t\u1eeb \u0111\u1ea7u. H\u00e3y gi\u1eef m\u1ed9t h\u00ecnh \u1ea3nh tr\u1ef1c quan v\u1ec1 m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 bi\u1ec3u \u0111\u1ed3, b\u1ea3ng t\u1ea7m nh\u00ecn ho\u1eb7c \u1ee9ng d\u1ee5ng theo d\u00f5i ti\u1ebfn tr\u00ecnh. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n t\u1eadp trung v\u00e0o b\u1ee9c tranh to\u00e0n c\u1ea3nh.<\/p>\n\n\n\n<p>M\u1ed9t m\u1eb9o kh\u00e1c l\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a vi\u1ec7c ti\u1ebft ki\u1ec7m v\u00e0 thanh to\u00e1n h\u00f3a \u0111\u01a1n. B\u1eb1ng c\u00e1ch thi\u1ebft l\u1eadp chuy\u1ec3n kho\u1ea3n t\u1ef1 \u0111\u1ed9ng v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m ho\u1eb7c k\u1ebf ho\u1ea1ch tr\u1ea3 n\u1ee3, b\u1ea1n s\u1ebd ti\u1ebft ki\u1ec7m d\u1ec5 d\u00e0ng h\u01a1n v\u00e0 \u00edt b\u1ecb c\u00e1m d\u1ed7 h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. \u0110\u00e1nh gi\u00e1 l\u1ea1i v\u00e0 \u0111i\u1ec1u ch\u1ec9nh m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n \u0111\u1ecbnh k\u1ef3<\/h3>\n\n\n\n<p>Ho\u00e0n c\u1ea3nh s\u1ed1ng c\u00f3 th\u1ec3 thay \u0111\u1ed5i, v\u00e0 \u0111\u00f4i khi m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n c\u1ea7n \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh. Cho d\u00f9 thu nh\u1eadp c\u1ee7a b\u1ea1n t\u0103ng l\u00ean, b\u1ea1n b\u1ecb m\u1ea5t vi\u1ec7c, hay c\u00e1c \u01b0u ti\u00ean c\u1ee7a b\u1ea1n thay \u0111\u1ed5i, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i \u0111\u1ecbnh k\u1ef3 \u0111\u00e1nh gi\u00e1 l\u1ea1i m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n th\u1ea5y m\u00ecnh kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c ti\u1ebfn tri\u1ec3n n\u00e0o trong vi\u1ec7c \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau, c\u00f3 l\u1ebd \u0111\u00e3 \u0111\u1ebfn l\u00fac \u0111i\u1ec1u ch\u1ec9nh th\u1eddi gian bi\u1ec3u ho\u1eb7c s\u1ed1 ti\u1ec1n ti\u1ebft ki\u1ec7m. Vi\u1ec7c \u0103n m\u1eebng nh\u1eefng th\u00e0nh qu\u1ea3 nh\u1ecf trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n c\u0169ng r\u1ea5t quan tr\u1ecdng, ch\u1eb3ng h\u1ea1n nh\u01b0 tr\u1ea3 h\u1ebft m\u1ed9t ph\u1ea7n n\u1ee3 ho\u1eb7c \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ed9t c\u1ed9t m\u1ed1c ti\u1ebft ki\u1ec7m.<\/p>\n\n\n\n<p>\u0110\u00e1nh gi\u00e1 l\u1ea1i m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n \u0111\u1ecbnh k\u1ef3 s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng ch\u00fang v\u1eabn ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n v\u00e0 gi\u00fap b\u1ea1n \u0111i \u0111\u00fang h\u01b0\u1edbng \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Gi\u1eef v\u1eefng \u0111\u1ed9ng l\u1ef1c v\u00e0 \u0103n m\u1eebng th\u00e0nh c\u00f4ng c\u1ee7a b\u1ea1n<\/h3>\n\n\n\n<p>\u0110\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ea7n th\u1eddi gian, v\u00e0 duy tr\u00ec \u0111\u1ed9ng l\u1ef1c ch\u00ednh l\u00e0 ch\u00eca kh\u00f3a th\u00e0nh c\u00f4ng. H\u00e3y \u0103n m\u1eebng nh\u1eefng c\u1ed9t m\u1ed1c nh\u1ecf tr\u00ean h\u00e0nh tr\u00ecnh n\u00e0y, ch\u1eb3ng h\u1ea1n nh\u01b0 tr\u1ea3 h\u1ebft n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng, ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh cho qu\u1ef9 kh\u1ea9n c\u1ea5p, ho\u1eb7c \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m h\u00e0ng th\u00e1ng. Nh\u1eefng th\u00e0nh c\u00f4ng nh\u1ecf n\u00e0y s\u1ebd ti\u1ebfp th\u00eam cho b\u1ea1n s\u1ef1 t\u1ef1 tin v\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 ti\u1ebfp t\u1ee5c.<\/p>\n\n\n\n<p>H\u00e3y c\u00e2n nh\u1eafc t\u1ef1 th\u01b0\u1edfng cho m\u00ecnh nh\u1eefng ph\u1ea7n th\u01b0\u1edfng nh\u1ecf, v\u1eeba t\u00fai ti\u1ec1n m\u00e0 kh\u00f4ng l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ti\u1ebfn \u0111\u1ed9. V\u00ed d\u1ee5, h\u00e3y t\u1ef1 th\u01b0\u1edfng cho m\u00ecnh m\u1ed9t b\u1eefa \u0103n ngon ho\u1eb7c m\u1ed9t m\u00f3n \u0111\u1ed3 nh\u1ecf khi \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ed9t c\u1ed9t m\u1ed1c. Ch\u1ec9 c\u1ea7n \u0111\u1ea3m b\u1ea3o r\u1eb1ng ph\u1ea7n th\u01b0\u1edfng kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Suy ngh\u0129 cu\u1ed1i c\u00f9ng<\/h3>\n\n\n\n<p>\u0110\u1eb7t m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t ph\u1ea7n thi\u1ebft y\u1ebfu \u0111\u1ec3 x\u00e2y d\u1ef1ng m\u1ed9t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh v\u1eefng m\u1ea1nh. B\u1eb1ng c\u00e1ch \u0111\u1eb7t m\u1ee5c ti\u00eau TH\u00d4NG MINH (SMART), chia nh\u1ecf th\u00e0nh c\u00e1c b\u01b0\u1edbc nh\u1ecf h\u01a1n v\u00e0 duy tr\u00ec t\u00ednh k\u1ef7 lu\u1eadt, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 c\u1ea3i thi\u1ec7n s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. H\u00e3y nh\u1edb t\u1eadp trung, \u0111\u00e1nh gi\u00e1 l\u1ea1i m\u1ee5c ti\u00eau khi c\u1ea7n thi\u1ebft v\u00e0 \u0103n m\u1eebng th\u00e0nh c\u00f4ng tr\u00ean ch\u1eb7ng \u0111\u01b0\u1eddng n\u00e0y. Vi\u1ec7c \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 m\u1ea5t th\u1eddi gian, nh\u01b0ng v\u1edbi s\u1ef1 ki\u00ean nh\u1eabn v\u00e0 quy\u1ebft t\u00e2m, b\u1ea1n s\u1ebd c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 mong mu\u1ed1n.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0110\u1eb7t m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Cho d\u00f9 b\u1ea1n mu\u1ed1n ti\u1ebft ki\u1ec7m \u0111\u1ec3 mua s\u1eafm l\u1edbn, tr\u1ea3 h\u1ebft n\u1ee3 hay ngh\u1ec9 h\u01b0u s\u1edbm, vi\u1ec7c c\u00f3 nh\u1eefng m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng v\u00e0 kh\u1ea3 thi s\u1ebd gi\u00fap b\u1ea1n lu\u00f4n c\u00f3 \u0111\u1ed9ng l\u1ef1c v\u00e0 \u0111i \u0111\u00fang h\u01b0\u1edbng. Ch\u00eca kh\u00f3a \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh l\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch, duy tr\u00ec k\u1ef7 lu\u1eadt,\u2026 <a title=\"C\u00e1ch \u0111\u1eb7t m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c ch\u00fang\" class=\"read-more\" href=\"https:\/\/techsmoney.com\/vi\/how-to-set-financial-goals-and-achieve-them-2\/\" aria-label=\"\u0110\u1ecdc th\u00eam v\u1ec1 How to Set Financial Goals and Achieve Them\">\u0110\u1ecdc ti\u1ebfp<\/a><\/p>","protected":false},"author":2,"featured_media":166,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[31,16,10,7],"class_list":["post-165","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-golden-tips","tag-beginners","tag-for-beginners","tag-golden-tips","tag-money"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts\/165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/comments?post=165"}],"version-history":[{"count":1,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts\/165\/revisions"}],"predecessor-version":[{"id":167,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/posts\/165\/revisions\/167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/media\/166"}],"wp:attachment":[{"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/media?parent=165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/categories?post=165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techsmoney.com\/vi\/wp-json\/wp\/v2\/tags?post=165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}