{"id":102,"date":"2025-07-21T16:22:13","date_gmt":"2025-07-21T16:22:13","guid":{"rendered":"https:\/\/techsmoney.com\/?p=102"},"modified":"2025-07-21T16:22:13","modified_gmt":"2025-07-21T16:22:13","slug":"how-to-curb-impulse-spending-and-make-more-intentional-purchases","status":"publish","type":"post","link":"https:\/\/techsmoney.com\/zh\/how-to-curb-impulse-spending-and-make-more-intentional-purchases\/","title":{"rendered":"\u5982\u4f55\u6291\u5236\u885d\u52d5\u6d88\u8cbb\u4e26\u9032\u884c\u66f4\u6709\u91dd\u5c0d\u6027\u7684\u8cfc\u8cb7"},"content":{"rendered":"<p>\u4f60\u8d70\u9032\u4e00\u5bb6\u5546\u5e97\u8cb7\u7259\u818f\uff0c\u51fa\u4f86\u6642\u537b\u8cb7\u4e86\u9ede\u5fc3\u3001\u881f\u71ed\u3001\u4e00\u500b\u65b0\u99ac\u514b\u676f\uff0c\u751a\u81f3\u662f\u4e00\u4ef6\u6bdb\u8863\u3002\u53c8\u6216\u8005\uff0c\u4f60\u53ea\u662f\u96a8\u4fbf\u901b\u901b\u4f60\u6700\u559c\u6b61\u7684\u7db2\u5e97\uff0c\u7d50\u679c\u537b\u8cb7\u4e86\u4e00\u4e9b\u4f60\u539f\u672c\u6c92\u6709\u8a08\u5283\u597d\u7684\u6771\u897f\u3002\u807d\u8d77\u4f86\u5f88\u719f\u6089\u5427\uff1f<\/p>\n\n\n\n<p>\u9019\u5c31\u662f\u885d\u52d5\u6d88\u8cbb\uff0c\u6307\u7684\u662f\u4f60\u4e00\u6642\u8208\u8d77\uff0c\u6c92\u6709\u8a08\u5283\u6216\u6c92\u6709\u5fc5\u8981\u5c31\u8cb7\u6771\u897f\u3002\u6bcf\u500b\u4eba\u90fd\u6703\u9047\u5230\u9019\u7a2e\u60c5\u6cc1\uff0c\u4f46\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u5b83\u6703\u8836\u98df\u4f60\u7684\u9810\u7b97\uff0c\u8b93\u4f60\u7121\u6cd5\u5be6\u73fe\u5132\u84c4\u76ee\u6a19\uff0c\u6700\u7d42\u5c0e\u81f4\u5f8c\u6094\u3002<\/p>\n\n\n\n<p>\u672c\u6587\u65e8\u5728\u5e6b\u52a9\u60a8\u7406\u89e3\u885d\u52d5\u6d88\u8cbb\uff0c\u4e26\u5b78\u7fd2\u5982\u4f55\u5728\u4e0d\u611f\u5230\u7f9e\u6065\u3001\u5167\u759a\u6216\u63a1\u53d6\u6975\u7aef\u9650\u5236\u63aa\u65bd\u7684\u60c5\u6cc1\u4e0b\u63a7\u5236\u885d\u52d5\u6d88\u8cbb\u3002\u6211\u5011\u5c07\u63a2\u8a0e\u885d\u52d5\u8cfc\u7269\u80cc\u5f8c\u7684\u5fc3\u7406\uff0c\u4e26\u63d0\u4f9b\u57fa\u65bc\u5fc3\u614b\u7684\u5be6\u7528\u7b56\u7565\uff0c\u5e6b\u52a9\u60a8\u5be6\u73fe\u6709\u610f\u8b58\u7684\u6d88\u8cbb\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f\u885d\u52d5\u6d88\u8cbb\uff1f<\/h2>\n\n\n\n<p>\u885d\u52d5\u6d88\u8cbb\u662f\u6307 <strong>\u8a08\u5283\u5916\u8cfc\u8cb7<\/strong> \u672a\u7d93\u6df1\u601d\u719f\u616e\u6216\u8003\u616e\u5c31\u505a\u51fa\u7684\u6c7a\u5b9a\u3002\u901a\u5e38\u7531\u4e0b\u5217\u56e0\u7d20\u5f15\u767c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u60c5\u7dd2\uff08\u7121\u804a\u3001\u58d3\u529b\u3001\u8208\u596e\uff09<\/li>\n\n\n\n<li>\u92b7\u552e\u548c\u6298\u6263<\/li>\n\n\n\n<li>\u793e\u7fa4\u5a92\u9ad4\u5ee3\u544a<\/li>\n\n\n\n<li>\u540c\u5115\u58d3\u529b\u6216\u6bd4\u8f03<\/li>\n\n\n\n<li>\u5373\u6642\u6eff\u8db3<\/li>\n<\/ul>\n\n\n\n<p>\u96d6\u7136\u4e00\u4e9b\u885d\u52d5\u8cfc\u7269\u662f\u7121\u5bb3\u7684\uff0c\u4f46\u91cd\u8907\u6216\u5927\u984d\u8cfc\u7269\u53ef\u80fd\u6703\u5c0e\u81f4\u904e\u5ea6\u652f\u51fa\u3001\u50b5\u52d9\u7d2f\u7a4d\u548c\u8ca1\u52d9\u9032\u6b65\u653e\u7de9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6211\u5011\u70ba\u4ec0\u9ebc\u6703\u885d\u52d5\u6d88\u8cbb\uff1f<\/h2>\n\n\n\n<p>\u70ba\u4e86\u6e1b\u5c11\u885d\u52d5\u6d88\u8cbb\uff0c\u4e86\u89e3\u80cc\u5f8c\u7684\u539f\u56e0\u6703\u6709\u6240\u5e6b\u52a9\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u898b\u7684\u5fc3\u7406\u8a98\u56e0\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>\u60c5\u7dd2\u72c0\u614b<\/strong><\/h3>\n\n\n\n<p>\u58d3\u529b\u3001\u7126\u616e\u3001\u60b2\u50b7\uff0c\u751a\u81f3\u559c\u6085\u90fd\u6703\u5f71\u97ff\u6d88\u8cbb\u3002\u8cb7\u6771\u897f\u53ef\u80fd\u6703\u8b93\u4eba\u611f\u89ba\u50cf\u662f\u4e00\u7a2e\u5feb\u901f\u7684\u300c\u734e\u52f5\u300d\u6216\u5b89\u6170\u2014\u2014\u4e5f\u5c31\u662f <strong>\u60c5\u611f\u652f\u51fa<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>\u5373\u6642\u6eff\u8db3\u6587\u5316<\/strong><\/h3>\n\n\n\n<p>\u6211\u5011\u751f\u6d3b\u5728\u4e00\u500b\u300c\u73fe\u5728\u8cb7\uff0c\u660e\u5929\u5230\u300d\u7684\u4e16\u754c\u3002\u53ea\u8981\u9ede\u64ca\u4e00\u4e0b\uff0c\u6211\u5011\u5c31\u80fd\u6beb\u4e0d\u7336\u8c6b\u5730\u8cfc\u8cb7\u3002\u9019\u7a2e\u4fbf\u5229\u6d88\u9664\u4e86\u6211\u5011\u539f\u672c\u53ef\u80fd\u7528\u4f86\u91cd\u65b0\u601d\u8003\u7684\u81ea\u7136\u505c\u9813\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. <strong>\u884c\u92b7\u548c\u7a00\u7f3a\u7b56\u7565<\/strong><\/h3>\n\n\n\n<p>\u201c\u5eab\u5b58\u53ea\u5269 2 \u4ef6\uff01\u201d<br>\u201c50% \u512a\u60e0\u2014\u2014\u50c5\u9650\u4eca\u5929\uff01\u201d<br>\u9019\u4e9b\u77ed\u8a9e\u5f15\u767c\u4e86\u932f\u5931\u6050\u61fc\u75c7 (FOMO)\uff0c\u9f13\u52f5\u4eba\u5011\u5feb\u901f\u505a\u51fa\u7dca\u6025\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. <strong>\u6c7a\u7b56\u75b2\u52de<\/strong><\/h3>\n\n\n\n<p>\u7d93\u904e\u4e00\u6574\u5929\u7684\u6289\u64c7\uff0c\u6211\u5011\u7684\u7cbe\u529b\u6703\u9010\u6f38\u8017\u76e1\u3002\u7576\u75b2\u618a\u4e0d\u582a\u6216\u4e0d\u77e5\u6240\u63aa\u6642\uff0c\u6211\u5011\u66f4\u5bb9\u6613\u505a\u51fa\u932f\u8aa4\u7684\u8ca1\u52d9\u6c7a\u7b56\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u885d\u52d5\u6d88\u8cbb\u7684\u771f\u6b63\u5f71\u97ff<\/h2>\n\n\n\n<p>\u5373\u4f7f\u6bcf\u6b21\u6d88\u8cbb\u611f\u89ba\u4e0d\u591a\uff0c\u4f46\u7d2f\u7a4d\u7684\u6548\u679c\u537b\u5f88\u986f\u8457\u3002\u60f3\u50cf\u4e00\u4e0b\uff0c\u6bcf\u9031\u885d\u52d5\u6d88\u8cbb$25\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$25\/\u9031 = $100\/\u6708<\/li>\n\n\n\n<li>$100\/\u6708 = $1,200\/\u5e74<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u53ef\u80fd\u662f\u5047\u671f\u3001\u61c9\u6025\u5132\u84c4\u6216\u4e00\u53f0\u4e0d\u77e5\u4e0d\u89ba\u5c31\u5931\u53bb\u7684\u65b0\u7b46\u8a18\u578b\u96fb\u8166\u3002<\/p>\n\n\n\n<p>\u885d\u52d5\u6d88\u8cbb\u4e5f\u6703\u5f71\u97ff\u5fc3\u7406\u5065\u5eb7\u3002\u8a31\u591a\u4eba\u90fd\u6703\u7d93\u6b77 <strong>\u5f8c\u6094\u3001\u5167\u759a\u6216\u58d3\u529b<\/strong> \u5728\u8a08\u5283\u5916\u7684\u8cfc\u8cb7\u4e4b\u5f8c\uff0c\u7279\u5225\u662f\u5982\u679c\u5b83\u5011\u5c0e\u81f4\u8ca1\u52d9\u58d3\u529b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5982\u4f55\u8fa8\u8b58\u4f60\u7684\u885d\u52d5\u6d88\u8cbb\u7fd2\u6163<\/h2>\n\n\n\n<p>\u5f9e\u89c0\u5bdf\u81ea\u5df1\u7684\u884c\u70ba\u958b\u59cb\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u60a8\u662f\u5426\u7d93\u5e38\u8cfc\u8cb7\u672a\u8a08\u5283\u7684\u7269\u54c1\uff1f<\/li>\n\n\n\n<li>\u60a8\u7684\u8cfc\u8cb7\u884c\u70ba\u662f\u5426\u8207\u60c5\u7dd2\u6709\u95dc\uff1f<\/li>\n\n\n\n<li>\u4f60\u6703\u56e0\u70ba\u67d0\u4ef6\u6771\u897f\u6253\u6298\u800c\u8cb7\u5b83\uff0c\u5373\u4f7f\u4f60\u4e26\u4e0d\u9700\u8981\u5b83\u55ce\uff1f<\/li>\n\n\n\n<li>\u7db2\u8def\u8cfc\u7269\u8eca\u662f\u60a8\u6392\u89e3\u7121\u804a\u7684\u826f\u65b9\u55ce\uff1f<\/li>\n<\/ul>\n\n\n\n<p>\u610f\u8b58\u662f\u7b2c\u4e00\u6b65\u3002\u4f60\u7121\u6cd5\u6539\u8b8a\u4e00\u500b\u4f60\u4e0d\u8a8d\u8b58\u7684\u7fd2\u6163\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6291\u5236\u885d\u52d5\u6d88\u8cbb\u768410\u500b\u5be6\u7528\u65b9\u6cd5<\/h2>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u7acb\u5373\u958b\u59cb\u4f7f\u7528\u4ee5\u4e0b\u7b56\u7565\u4f86\u6e1b\u5c11\u885d\u52d5\u8cfc\u7269\u4e26\u990a\u6210\u66f4\u5065\u5eb7\u7684\u7fd2\u6163\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>\u4f7f\u752824\u5c0f\u6642\u898f\u5247<\/strong><\/h3>\n\n\n\n<p>\u5982\u679c\u4f60\u770b\u5230\u60f3\u8cb7\u7684\u6771\u897f\uff0c\u5c31\u7b4924\u5c0f\u6642\u3002\u901a\u5e38\u60c5\u6cc1\u4e0b\uff0c\u9019\u7a2e\u617e\u671b\u6703\u9010\u6f38\u6d88\u9000\uff0c\u4f60\u6703\u610f\u8b58\u5230\u5b83\u4e26\u975e\u5fc5\u9700\u54c1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>\u8a2d\u5b9a\u201c\u6d88\u8cbb\u9580\u6abb\u201d<\/strong><\/h3>\n\n\n\n<p>\u5efa\u7acb\u500b\u4eba\u898f\u5247\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\u5982\u679c\u50f9\u683c\u8d85\u904e $50\uff0c\u6211\u6703\u7b49 48 \u5c0f\u6642\u518d\u8cfc\u8cb7\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>\u9019\u500b\u505c\u9813\u70ba\u6e05\u6670\u7684\u601d\u8003\u5275\u9020\u4e86\u7a7a\u9593\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. <strong>\u5e36\u8457\u6e05\u55ae\u8cfc\u7269\u4e26\u5805\u6301\u57f7\u884c<\/strong><\/h3>\n\n\n\n<p>\u7121\u8ad6\u662f\u7db2\u8cfc\u9084\u662f\u5be6\u9ad4\u5e97\u9762\u8cfc\u7269\uff0c\u5217\u51fa\u6e05\u55ae\u90fd\u80fd\u5e6b\u4f60\u5c08\u5fc3\u3002\u5982\u679c\u6771\u897f\u4e0d\u5728\u6e05\u55ae\u4e0a\uff0c\u5c31\u5225\u8cb7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. <strong>\u53d6\u6d88\u8a02\u95b1\u884c\u92b7\u96fb\u5b50\u90f5\u4ef6<\/strong><\/h3>\n\n\n\n<p>\u773c\u4e0d\u898b\uff0c\u5fc3\u4e0d\u7169\u3002\u53d6\u6d88\u8a02\u95b1\u5546\u5e97\u65b0\u805e\u901a\u8a0a\u4e26\u95dc\u9589\u8cfc\u7269\u61c9\u7528\u7a0b\u5f0f\u901a\u77e5\uff0c\u9060\u96e2\u8a98\u60d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. <strong>\u8ffd\u8e64\u4f60\u7684\u652f\u51fa<\/strong><\/h3>\n\n\n\n<p>\u4f7f\u7528\u61c9\u7528\u7a0b\u5f0f\u3001\u96fb\u5b50\u8868\u683c\u6216\u7b46\u8a18\u672c\u8a18\u9304\u6bcf\u4e00\u7b46\u6d88\u8cbb\u3002\u4e86\u89e3\u4f60\u7684\u9322\u90fd\u82b1\u5728\u54ea\u88e1\uff0c\u6703\u8b93\u4f60\u5927\u958b\u773c\u754c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. <strong>\u8fa8\u8b58\u60c5\u7dd2\u89f8\u767c\u56e0\u7d20<\/strong><\/h3>\n\n\n\n<p>\u6ce8\u610f\u54ea\u4e9b\u60c5\u7dd2\u6703\u4fc3\u4f7f\u4f60\u82b1\u9322\u3002\u8207\u5176\u8cfc\u7269\uff0c\u4e0d\u5982\u5617\u8a66\u4e00\u4e9b\u5176\u4ed6\u7684\u8212\u9069\u65b9\u5f0f\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6563\u6b65<\/li>\n\n\n\n<li>\u6253\u96fb\u8a71\u7d66\u670b\u53cb<\/li>\n\n\n\n<li>\u65e5\u8a18<\/li>\n\n\n\n<li>\u559d\u8336\u6216\u51a5\u60f3<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">7. <strong>\u8a2d\u5b9a\u8ca1\u52d9\u76ee\u6a19<\/strong><\/h3>\n\n\n\n<p>\u70ba\u65c5\u884c\u3001\u7dca\u6025\u8cc7\u91d1\u6216\u672a\u4f86\u6295\u8cc7\u5b58\u9322\uff1f\u8b93\u9019\u500b\u76ee\u6a19\u6fc0\u52f5\u4f60 <strong>\u8cfc\u8cb7\u524d\u8acb\u66ab\u505c<\/strong>.<\/p>\n\n\n\n<p>\u5132\u84c4\u5716\u8868\u6216\u6578\u4f4d\u5100\u8868\u677f\u7b49\u8996\u89ba\u63d0\u9192\u53ef\u4ee5\u63d0\u4f9b\u5e6b\u52a9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. <strong>\u4f7f\u7528\u73fe\u91d1\u9032\u884c\u81ea\u7531\u652f\u914d\u7684\u652f\u51fa<\/strong><\/h3>\n\n\n\n<p>\u8a66\u8457\u6bcf\u9031\u53d6\u51fa\u4e00\u5b9a\u91d1\u984d\u7684\u73fe\u91d1\u7528\u65bc\u975e\u5fc5\u9700\u54c1\u3002\u7528\u5b8c\u4e86\u5c31\u6c92\u4e86\u3002\u9019\u53ef\u4ee5\u5efa\u7acb\u81ea\u7136\u7684\u754c\u9650\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. <strong>\u9650\u5236\u700f\u89bd\u6642\u9593<\/strong><\/h3>\n\n\n\n<p>\u6e1b\u5c11\u5728\u8cfc\u7269\u7db2\u7ad9\u4e0a\u300c\u96a8\u4fbf\u770b\u300d\u7684\u6642\u9593\u3002\u4f7f\u7528\u61c9\u7528\u7a0b\u5f0f\u6216\u700f\u89bd\u5668\u64f4\u5145\u529f\u80fd\u4f86\u5c01\u9396\u6216\u9650\u5236\u5728\u67d0\u4e9b\u7db2\u7ad9\u4e0a\u7684\u700f\u89bd\u6642\u9593\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. <strong>\u6176\u795d\u4e0d\u82b1\u9322\u7684\u52dd\u5229<\/strong><\/h3>\n\n\n\n<p>\u4f60\u6709\u6c92\u6709\u907f\u514d\u885d\u52d5\u8cfc\u7269\uff1f\u4e0d\u7528\u82b1\u9322\u734e\u52f5\u81ea\u5df1\u4e00\u4e0b\u3002\u627f\u8a8d\u9019\u500b\u6c7a\u5b9a\u662f\u4f60\u671d\u8457\u66f4\u5927\u76ee\u6a19\u9081\u9032\u7684\u4e00\u6b65\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u71df\u9020\u652f\u6301\u74b0\u5883<\/h2>\n\n\n\n<p>\u885d\u52d5\u6d88\u8cbb\u5728\u5145\u6eff\u8a98\u60d1\u7684\u74b0\u5883\u4e2d\u6ecb\u751f\u3002\u8a66\u8457\u5275\u9020\u4e00\u4e9b\u6709\u52a9\u65bc\u990a\u6210\u826f\u597d\u7fd2\u6163\u7684\u74b0\u5883\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u95dc\u6ce8\u91d1\u878d\u6559\u80b2\u5e33\u6236\u800c\u4e0d\u662f\u8cfc\u7269\u5f71\u97ff\u8005<\/li>\n\n\n\n<li>\u8b93\u9810\u7b97\u76ee\u6a19\u5728\u5bb6\u6216\u624b\u6a5f\u4e0a\u53ef\u898b<\/li>\n\n\n\n<li>\u8207\u670b\u53cb\u6216\u4f34\u4fb6\u8a0e\u8ad6\u5171\u540c\u7684\u5132\u84c4\u76ee\u6a19<\/li>\n<\/ul>\n\n\n\n<p>\u8207\u60a8\u4e92\u52d5\u7684\u4eba\u548c\u5a92\u9ad4\u5c0d\u60a8\u7684\u9078\u64c7\u7684\u5f71\u97ff\u53ef\u80fd\u6bd4\u60a8\u60f3\u50cf\u7684\u8981\u5927\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6700\u5f8c\u7684\u60f3\u6cd5\uff1a\u9032\u6b65\u52dd\u904e\u5b8c\u7f8e<\/h2>\n\n\n\n<p>\u6bcf\u500b\u4eba\u90fd\u6703\u5076\u723e\u885d\u52d5\u8cfc\u7269\u3002\u76ee\u6a19\u4e0d\u662f\u5b8c\u7f8e\uff0c\u800c\u662f <strong>\u610f\u8b58\u548c\u610f\u5716<\/strong>.<\/p>\n\n\n\n<p>\u900f\u904e\u8a8d\u8b58\u81ea\u5df1\u7684\u7fd2\u6163\u3001\u8a2d\u5b9a\u660e\u78ba\u7684\u9650\u5236\u4ee5\u53ca\u4f7f\u8cfc\u8cb7\u884c\u70ba\u7b26\u5408\u81ea\u5df1\u7684\u50f9\u503c\u89c0\uff0c\u60a8\u53ef\u4ee5\u63a7\u5236\u81ea\u5df1\u7684\u652f\u51fa\uff0c\u800c\u4e0d\u6703\u611f\u5230\u5167\u759a\u6216\u88ab\u525d\u596a\u3002<\/p>\n\n\n\n<p>\u8a18\u4f4f\uff1a\u6bcf\u6b21\u4f60\u62d2\u7d55\u8cb7\u4e00\u4ef6\u4e0d\u9700\u8981\u7684\u6771\u897f\uff0c\u4f60\u5c31\u662f\u5728\u5c0d\u4e00\u4ef6\u66f4\u91cd\u8981\u7684\u4e8b\u8aaa\u300c\u662f\u300d\u3002\u9019\u5c31\u662f\u8ca1\u52d9\u5be6\u529b\u5728\u767c\u63ee\u4f5c\u7528\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4f60\u8d70\u9032\u4e00\u5bb6\u5546\u5e97\u8cb7\u7259\u818f\uff0c\u51fa\u4f86\u6642\u537b\u8cb7\u4e86\u9ede\u5fc3\u3001\u881f\u71ed\u3001\u4e00\u500b\u65b0\u99ac\u514b\u676f\uff0c\u751a\u81f3\u662f\u4e00\u4ef6\u6bdb\u8863\u3002\u53c8\u6216\u8005\uff0c\u4f60\u53ea\u662f\u96a8\u4fbf\u901b\u901b\u4f60\u6700\u559c\u6b61\u7684\u7db2\u5e97\uff0c\u7d50\u679c\u537b\u8cb7\u4e86\u4e00\u4e9b\u4f60\u539f\u672c\u6c92\u6709\u8a08\u5283\u597d\u7684\u6771\u897f\u3002\u807d\u8d77\u4f86\u5f88\u719f\u6089\uff1f\u9019\u5c31\u662f\u885d\u52d5\u6d88\u8cbb\uff0c\u4f60\u4e00\u6642\u8208\u8d77\u5c31\u8cb7\u4e86\u6771\u897f\uff0c\u5b8c\u5168\u6c92\u6709\u2026 <a title=\"\u5982\u4f55\u6291\u5236\u885d\u52d5\u6d88\u8cbb\u4e26\u9032\u884c\u66f4\u6709\u91dd\u5c0d\u6027\u7684\u8cfc\u8cb7\" class=\"read-more\" href=\"https:\/\/techsmoney.com\/zh\/how-to-curb-impulse-spending-and-make-more-intentional-purchases\/\" aria-label=\"Read more about How to Curb Impulse Spending and Make More Intentional Purchases\">\u95b1\u8b80\u66f4\u591a<\/a><\/p>","protected":false},"author":2,"featured_media":124,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[10,19,7,24],"class_list":["post-102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-golden-tips","tag-golden-tips","tag-investments","tag-money","tag-set-financial"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts\/102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/comments?post=102"}],"version-history":[{"count":1,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts\/102\/revisions"}],"predecessor-version":[{"id":125,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts\/102\/revisions\/125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/media\/124"}],"wp:attachment":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/media?parent=102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/categories?post=102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/tags?post=102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}