{"id":141,"date":"2025-07-21T18:04:05","date_gmt":"2025-07-21T18:04:05","guid":{"rendered":"https:\/\/techsmoney.com\/?p=141"},"modified":"2025-07-21T18:04:05","modified_gmt":"2025-07-21T18:04:05","slug":"how-to-create-a-budget-without-feeling-restricted","status":"publish","type":"post","link":"https:\/\/techsmoney.com\/zh\/how-to-create-a-budget-without-feeling-restricted\/","title":{"rendered":"\u5982\u4f55\u4e0d\u53d7\u9650\u5236\u5730\u5236\u5b9a\u9810\u7b97"},"content":{"rendered":"<p>\u300c\u9810\u7b97\u300d\u9019\u500b\u8a5e\u5e38\u5e38\u8b93\u4eba\u611f\u5230\u754f\u7e2e\u3002\u5b83\u901a\u5e38\u8207\u56b4\u683c\u7684\u898f\u5247\u3001\u7121\u76e1\u7684\u72a7\u7272\uff0c\u6216\u653e\u68c4\u6240\u6709\u8b93\u751f\u6d3b\u5145\u6eff\u6a02\u8da3\u7684\u4e8b\u7269\u9023\u7d50\u5728\u4e00\u8d77\u3002\u4f46\u4e8b\u5be6\u4e0a\uff0c\u7cbe\u5fc3\u8a2d\u8a08\u7684\u9810\u7b97\u4e26\u975e\u61f2\u7f70\uff0c\u800c\u662f\u7372\u5f97\u81ea\u7531\u7684\u5f37\u5927\u5de5\u5177\u3002\u5982\u679c\u505a\u5f97\u597d\uff0c\u9810\u7b97\u80fd\u8b93\u4f60\u601d\u8def\u6e05\u6670\uff0c\u6e1b\u8f15\u58d3\u529b\uff0c\u4e26\u5e6b\u52a9\u4f60\u6709\u76ee\u7684\u5730\u6d88\u8cbb\uff0c\u800c\u4e0d\u662f\u611f\u5230\u5167\u759a\u3002<\/p>\n\n\n\n<p>\u5728\u672c\u6587\u4e2d\uff0c\u60a8\u5c07\u5b78\u7fd2\u5982\u4f55\u5236\u5b9a\u4e00\u500b\u7c21\u55ae\u3001\u9748\u6d3b\u7684\u9810\u7b97\uff0c\u4ee5\u9069\u5408\u60a8\u7684\u751f\u6d3b\u65b9\u5f0f\u548c\u76ee\u6a19\uff0c\u800c\u4e0d\u6703\u8b93\u60a8\u611f\u5230\u88ab\u525d\u596a\u6216\u675f\u7e1b\u3002<\/p>\n\n\n\n<h2 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class=\"wp-block-list\">\n<li>\u79df\u91d1\uff1a$1,000<\/li>\n\n\n\n<li>\u96dc\u8ca8\uff1a$400<\/li>\n\n\n\n<li>\u4ea4\u901a\uff1a$200<\/li>\n\n\n\n<li>\u5916\u51fa\u7528\u9910\uff1a$150<\/li>\n\n\n\n<li>\u7bc0\u7701\uff1a$100<\/li>\n\n\n\n<li>\u8a02\u95b1\uff1a$40<\/li>\n<\/ul>\n\n\n\n<p>\u4e0d\u8981\u5fd8\u8a18\u6dfb\u52a0\u7de9\u885d\u5340 <strong>\u610f\u5916\u958b\u652f<\/strong> \u8655\u7406\u8af8\u5982\u7206\u80ce\u6216\u7dca\u6025\u5171\u4ed8\u7b49\u610f\u5916\u60c5\u6cc1\u7684\u985e\u5225\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6b65\u9a5f 5\uff1a\u5617\u8a66 50-30-20 \u898f\u5247\uff08\u53ef\u9078\uff09<\/h2>\n\n\n\n<p>\u9019\u500b\u53d7\u6b61\u8fce\u7684\u9810\u7b97\u6846\u67b6\u53ef\u4ee5\u662f\u4e00\u500b\u5f88\u597d\u7684\u8d77\u9ede\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>50% \u7684\u6536\u5165\u7528\u65bc\u6eff\u8db3\u9700\u6c42\uff08\u4f4f\u623f\u3001\u98df\u54c1\u3001\u6c34\u96fb\u8cbb\uff09<\/li>\n\n\n\n<li>30% 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<a title=\"\u5982\u4f55\u4e0d\u53d7\u9650\u5236\u5730\u5236\u5b9a\u9810\u7b97\" class=\"read-more\" href=\"https:\/\/techsmoney.com\/zh\/how-to-create-a-budget-without-feeling-restricted\/\" aria-label=\"Read more about How to Create a Budget Without Feeling Restricted\">\u95b1\u8b80\u66f4\u591a<\/a><\/p>","protected":false},"author":2,"featured_media":142,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[31,16,10,7,15],"class_list":["post-141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-beginners","tag-beginners","tag-for-beginners","tag-golden-tips","tag-money","tag-tips"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts\/141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/comments?post=141"}],"version-history":[{"count":1,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts\/141\/revisions"}],"predecessor-version":[{"id":143,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/posts\/141\/revisions\/143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/media\/142"}],"wp:attachment":[{"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/media?parent=141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/categories?post=141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techsmoney.com\/zh\/wp-json\/wp\/v2\/tags?post=141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}